.Union Money Management Administrator Nirmala Sitharaman3 minutes checked out Final Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Administrator Nirmala Sitharaman introduced that the federal government targets to open up over 30 million brand new PMJDY profiles throughout 2024-25.Rundown press reporters, Sitharaman unveiled that as of August 14, 2024, a total of 531.3 thousand Jan-Dhan profiles have been opened considering that the system’s launch a years ago, with a cumulative down payment difference of Rs 2.3 mountain.The normal remainder every account has boosted coming from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. About 80 percent of these profiles are actually currently active.” PMJDY has actually participated in a crucial function throughout the global, particularly for girls,” mentioned Sitharaman.Regardless of the allowance for zero balance and the lack of a minimal balance need, simply 8.4 per cent of the profiles maintain a no balance. The program has actually been actually particularly helpful in non-urban and semi-urban areas, where 66.6 per-cent of the accounts are located.As of August 14, 2024, girls account holders stand for 55.6 per-cent of the total profiles, totaling up to 295.6 thousand profiles, depending on to the Ministry of Money.
Currently, 99.95 per cent of all populated communities possess financial facilities readily available within a 5-kilometre radius via various touchpoints, including financial institution branches, automated bank clerk equipments, banking contributors, and India Article Settlements Banking Company.Since August 14, 2024, there are over 1.73 billion operative CASA (bank account money market account) accounts in the country, including more than 530 thousand surgical PMJDY accounts.Pertaining to social safety and security schemes, Sitharaman highlighted that over 200 million cumulative enrolments have actually given life insurance coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual superior of Rs 436.Additionally, over 450 thousand collective enrolments have actually supplied 1 year unexpected cover of Rs 2 lakh (for death or even long-term total handicap) as well as Rs 1 lakh (for irreversible limited handicap) under the Pradhan Mantri Suraksha Bima Yojana, along with a fee of Rs 20 per year.The Atal Pension Yojana has actually registered over 68 million customers.In regards to credit-linked plans, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 thousand increasing financings amounting to Rs 29.93 mountain (since July 12, 2024) have been actually sanctioned to supply collateral-free institutional money to mini and also small business systems up to Rs 10 lakh for income-generating tasks.Under the Stand Up India Plan, 236,000 advancing car loans completing Rs 53,609 crore (as of July 15, 2024) have been actually accredited to Set up Caste, Scheduled Group, as well as girls business people for putting together greenfield projects.Additionally, the Pradhan Mantri SVANidhi scheme has actually sanctioned car loans worth Rs 12,630 crore to 6.52 thousand street vendors since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY cumulative deposit remainder of Rs 2.3 trillion.u00b7 There end 1.73 billion operative CASA profiles.u00b7 Women account holders consist of 55.6% of complete profiles.1st Published: Aug 27 2024|9:37 PM IST.